Encumbrance Certificate Verification

Overview

The Encumbrance Certificate (EC) is crucial for property transactions. Our EC verification service obtains, analyzes, and interprets ECs to identify all registered transactions, mortgages, and encumbrances. We ensure you understand every entry before proceeding with purchase.

What's Included

• EC procurement from sub-registrar office
• Detailed EC analysis and interpretation
• Identification of mortgages and liens
• Sale deed chain verification
• Discrepancy identification
• Clear EC report with recommendations

Our Process

Frequently Asked Questions

What period should EC cover?

Minimum 13 years for bank loans, but we recommend 30 years for comprehensive verification.

What if EC shows a mortgage?

We verify if mortgage is cleared. If not, seller must obtain No Objection Certificate (NOC) from bank before sale.

Can EC be obtained online?

In some states yes, but we obtain and verify from sub-registrar office for authenticity and completeness.